Government Programs 
 
Land Transfer Tax Rebate- First time Home Buyers
First time buyers may be eligible to save up to $2000 of the Provincial Land Transfer tax.
http://www.fin.gov.on.ca/en/refund/newhome/
 
Ontario Energy and Property Tax Credit
Is a tax credit that helps low-moderate income individuals with property taxes and the sales tax on energy. The credit is part of the Ontario Trillium Benefit and refunded on your tax return.
http://www.fin.gov.on.ca/en/credit/oeptc/
 
Home Buyers Tax Credit (HBTC)
Is a tax credit for first time buyers to reimburse for a portion of closing costs. The credit is refunded on your tax return.  The max is $750.
http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.html
 
Ontario Healthy Homes Renovation Tax Credit
Is a tax credit for seniors and can help with the costs of improving safety and accessibility in your home. Seniors are eligible for up to 15% back when they spend a max of 10,000 on home renovations.  Refunded on your tax return.
https://www.ontario.ca/page/healthy-homes-renovation-tax-credit
 
Home Buyers Plan (HBP)
First time home buyers can withdraw up to $25,000 in RSP’s tax free for use towards down payment and closing costs when buying a home.
http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/rrsp-reer/hbp-rap/menu-eng.html
 
GST/HST New Residential Rental Property Rebate
Is for purchasers of a newly constructed home for use as a rental property and GST/HST was payable at closing. As a landlord, you are eligible to receive most of it back by filling out an application and mailing it in.
http://www.cra-arc.gc.ca/E/pub/gp/rc4231/rc4231-e.html